How do I qualify for a loan?
What your lender will ask from you:
- Social Security Card (both borrowers)
- Copy of Driver's license (both borrowers)
- Current pay stubs covering 60 days (showing YTD earnings, name and SS number)
- Last 2 years of W-2s
- If self-employed, your tax returns for the past two years
- Transcript or Diploma (if you were a student in
the last two years) - Award Letter & most recent check (if you receive
SS, retirement or disability income) - 2 year Residence History (if renting, Landlord’s
name and phone number) - Bank statements for the past two months
- Investment and/or retirement account statements
for the past two months - Divorce Decree (if you pay/receive child support
or alimony) - Credit card, auto loan and personal loan
account information - Relocation Agreement if applicable
- Bankruptcy and Discharge papers if applicable
- VA loan - Original Certificate of Eligibility
and DD214